Get Your Investment Property Loan Approved in 14 Days - No Income
Docs Required
DSCR Loans for Self-Employed, Landlords & Business Owners
14
Days to Close
Best
Market Rates
Fast
Approval
Perfect for: Self-Employed • Landlords • Prospective Landlords • Business Owners
Purchase or Refinance Investment Properties
Why Choose DSCR Loans?
Investment property financing designed for real estate investors
Key Benefits
No income documentation required
Qualify based on property rental income
Fast approval and closing process
Competitive interest rates
Who Qualifies?
Self-employed professionals
Current landlords
Prospective property investors
Business owners
Our Loan Terms
Competitive rates and flexible terms designed for real estate investors
Loan-to-Value
Up to 85% LTV on purchase
Up to 80% LTV on refinance
Minimum Loan
$100,000 minimum loan amount
Credit Score
640 minimum FICO score
Interest Rates
Rates as low as 5.99%
LLC Closing
Close in LLC for asset protection
Fast Funding
Funded in 14 days
3 Simple Steps to Get Funded
Your journey to success starts here
Quick Application
30-second online application - no paperwork needed
Fast Approval
Get approved in as little as 14 days
Get Funded
Close your deal and grow your portfolio
Join Thousands of Successful Investors
See why investors trust David Ahn to fund their real estate investments
Malik
This was a great experience
This was a great experience Very great Company, I worked with Gisele and she did a awesome job, a true professional and great at what she does. it was one of the best experiences I've had in business so far. Also want to say thank you to Irma, the best processor i have ever worked with, David Ahn will do everything in there power to make sure you're taking care of. Looking forward to a bright future with them also
Ms. Patterson
David Ahn is amazing!
They went above and beyond to help me close my DSCR loan. These types of loans aren't easy, but David Ahn was thorough, professional, and always answered the phone when I had questions. and their team found creative ways to make the numbers work and got the deal done. I'd highly recommend them to anyone looking for a lender who truly knows their stuff and delivers results.
Faisal Suleman
Henry Vicente
David Ahn professional, courteous and a fabulous team in making sure we could refinance our super high interest loan. We had patience and trust in David Ahn's guidance to gather all of our documents necessary to close. David Ahn's direction throughout our timeline was critical. We were able to get a better fixed rate 30 year loan. Thank you David Ahn for helping us achieve our goal! Many thanks to David Ahn for your unwavering commitment to making this happen for us!
Frequently Asked Questions
What is a DSCR loan?
A DSCR (Debt Service Coverage Ratio) loan is an investment property loan that qualifies based on the property's rental income rather than your personal income. This makes it perfect for self-employed individuals, landlords, and business owners who may not have traditional W2 income documentation.
Do I need to provide tax returns or W2s?
No! DSCR loans don't require income documentation like tax returns or W2s. We qualify you based on the property's rental income potential, making the process much simpler and faster.
How quickly can I get approved?
Our streamlined process allows us to approve and fund your loan in as little as 14 days. The online application process makes it even faster - you can complete everything from your computer.
What credit score do I need?
For qualified leads, we typically require a FICO score of 640 or higher. However, we work with a variety of credit profiles and can discuss options that work for your situation.
What loan amounts do you offer?
We offer DSCR loans starting at $100,000 and going up to several million dollars. The exact amount depends on the property value and rental income potential.
Can I use this for both purchase and refinance?
Yes! We offer DSCR loans for both purchasing new investment properties and refinancing existing ones. Whether you're expanding your portfolio or looking to pull equity from current properties, we can help.
What down payment is required?
For a typical DSCR loan purchasing an investment property, we require a 20% down payment. However, we offer flexible options and can discuss what works best for your situation.
Who qualifies for DSCR loans?
DSCR loans are perfect for self-employed professionals, current landlords, prospective property investors, and business owners. If you're looking to purchase or refinance investment properties, you likely qualify.
Ready to Get Started?
Check your eligibility and get your investment property loan approved in as fast as 14 days
Fully online process • 14-day closing
• Expert support available
This is an advertisement for a mortgage loan. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply.
NMLS #2632956 | Company NMLS #2641695